Terms & Conditions

No Guarantee of Approval: Submission of an inquiry or application through this website does not guarantee a mortgage approval. All approvals are at the sole discretion of the lender, subject to their specific underwriting guidelines and market conditions.

Rate & Market Volatility: Mortgage rates and products listed on this site are for illustrative purposes and are subject to change without notice. Kyle Voutour is not responsible for financial losses resulting from market fluctuations or a lender’s decision to withdraw a product.

Indemnification Clause: By using this website, the user agrees to indemnify and hold harmless Kyle Voutour and Maventure Mortgage Co. from any claims, losses, or damages, including legal fees, resulting from the user's reliance on information provided on this site or any technical failure of the website.

Errors and Omissions (E&O): Kyle Voutour maintains Errors and Omissions (E&O) insurance as required by FSRA. This website serves as an advertisement for services, not a binding financial contract.

Communication and Team Representation: By providing your contact information, you acknowledge that you may be contacted by Kyle Voutour or an authorized representative of his team. All team members operate under the supervision of Maventure Mortgage Co. (FSRA #13556) and adhere to the same privacy and professional standards outlined herein.

SMS/MMS Mobile Messaging Program:

Description of Service: By opting in, you agree to receive text messages regarding mortgage updates, interest rate changes, and promotional offers from Kyle Voutour.

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

Age Restriction: By subscribing, you confirm that you are at least 18 years of age.

Opt-out/Help: You can cancel the SMS service at any time. Just text 'STOP' to opt-out. For help, text 'HELP'.

SMS Messaging Disclosure: By opting into SMS, you acknowledge that message and data rates may apply. Message frequency varies. Kyle Voutour and mobile carriers are not liable for delayed or undelivered messages.

Privacy Policy

Data Collection Limitation: This website is an informational lead-capture tool. We do not collect Social Insurance Numbers (SIN), bank statements, or sensitive financial documents through this site. Kyle Voutour provides a secure, encrypted portal for all formal applications. Kyle Voutour and Maventure Mortgage Co. shall not be held liable for the interception of data sent by the user through unencrypted channels.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Third-Party Disclosure: By using this site, you acknowledge that your data may be processed by third-party service providers (e.g., GoHighLevel, CRM providers). Our liability is limited to the extent of our direct control over such data.

Marketing and Promotional Communications: With your express consent, we may use your contact information to send you updates regarding the Canadian mortgage market, interest rate changes, and promotional offers. We do not share your contact information with third-party marketers. All marketing communications include a clear opt-out mechanism.

SMS Privacy Disclosure: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Cookies and Tracking Technologies: We use cookies and similar tracking technologies to track activity on our website and hold certain information. These technologies are used to enhance your experience, analyze traffic, and for marketing purposes. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

LEGAL DISCLAIMER: Kyle Voutour is a Licensed Mortgage Agent Level 2 (License #M21001210) with Maventure Mortgage Co. (FSRA #13556). All information is for educational purposes. Use of this site signifies agreement to our [Terms of Use] and [Privacy Policy]. Kyle Voutour does not provide legal or tax advice; please consult with a qualified professional for such matters.